Are Due‑on‑Sale Clauses Enforceable?

Yes, due‑on‑sale clauses are generally enforceable under federal law.

The Garn–St. Germain Depository Institutions Act, codified at 12 U.S.C. § 1701j‑3, authorizes lenders to enforce these clauses when a borrower transfers real property without approval, subject to limited statutory exceptions.

For related posts and primary authority, see: Due‑on‑Sale Clause.